On a daily basis the economic crisis has not really hit home for me; I am no where near retirement, I don't own a home or have a mortgage and I am fortunate to have a high paying job. Heck, I was even considering this a prime time to buy and invest more. Today changed that. Today brought it all into perspective. Today I have new found sympathy for those less fortunate than me and those nearing retirement. Today I did what I had been avoiding. For various reasons I had to check by retirement and 401k account, an act I had been purposely avoiding for months. I shouldn't have...but I couldn't avoid it any longer.